I slept! Reviewing the budget!

By Sara Weisman

I actually slept all the way through the night last night (by which I mean, I fell back asleep quickly each time after getting up to pee twice).  The alarm woke me up at 7:15 and I am sooo happy that Friday is a holiday.  Tonight I have a midwife appointment.  At this appointment they are going to draw my blood and do the swab for group B strep, a type of bacterial infection that can be passed to the baby during delivery.

We went grocery shopping last night since it was the new month so our budget finally kicked over.  This system is really working for us.  In the last 3 months (April, May and June) we brought in $12,886, spent $7,669, and put $5,005 into savings.  Pats on the back all around!  What’s really made the difference is using the 3-basket “envelope” system – setting aside savings and monthly fixed expenses and then having the remaining amount of money to spend on food and any other expenses we choose – and not a penny more.  Of course, we usually end up within about $20 of the number either direction, which is fine.  We’ve also created a buffer for ourselves by saving in a separate account for large, one-time expenses like travel, car maintenance, and our tax bill.  I would say that our three-month review of this system finds it a big success.

We’ve got to get our butts in gear on finding infant CPR classes, a pediatrician, a mohel, and a pediatrician in Rochester who takes the insurance Kelly will have through his new job.  Now that it’s a new month, I also want to buy The New Jewish Baby Book, a birth ball, and a few other things.  And I can’t wait to spend our Target/Babies’R'Us credit on the infant car seat and all the itty-bitty baby grooming things like tiny nail clippers.  And we totally need a “Baby on Board” sign!  We’re going to be those people!

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